India's First AI CFO for
Small Businesses
Voice-first bookkeeping in Hindi. Manage sales, udhari, GST — just speak. Your digital मुनीम that never sleeps.
Trusted by 10,000+ Indian shopkeepers
Voice NLU
Hindi + English
Udhari Tracker
Smart Collection
GST Autopilot
Auto-filing
PayScore
Credit Scoring
63M+
SMBs in India
< 670ms
Voice Response
Rs 34K
Saved / Year
7+
AI Features
Everything your business needs
Seven AI-powered tools designed specifically for Indian small businesses. From voice bookkeeping to government schemes.
Voice-First Bookkeeping
बोलिये, हम सुन रहे हैं
Speak naturally in Hindi or English. MunimAI listens, understands, and records.
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Smart Udhari Collection
उधारी वापसी, automatic
AI-powered debt recovery that respects relationships while maximizing collections.
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GST Autopilot
CA की ज़रूरत नहीं
Automated GST compliance that saves you Rs 34,000/year compared to a CA.
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Cash Flow Forecast
आने वाले दिन का हिसाब
90-day AI predictions accounting for Indian festival seasons and local patterns.
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PayScore
Credit score बिना CIBIL के
Transaction-native credit scoring for the 80% of SMBs that CIBIL cannot score.
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WhatsApp Integration
WhatsApp पे सब कुछ
Your full business assistant on WhatsApp — text, voice, photos, everything.
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Government Schemes
सरकारी योजना, AI से ढूंढो
Discover MSME schemes you qualify for. AI finds and explains them in Hindi.
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AutoPay Recurring Payments
ऑटोपे — बार-बार के भुगतान
Set up automatic rent, salary, and supplier payments with WhatsApp approval.
Try it nowThree steps. That's it.
No training needed. No complex setup. Just speak.
Speak
बोलिये
Talk naturally in Hindi or English. Say something like "Raju ne 500 rupaye diye cash mein"
AI Processes
AI समझता है
Whisper transcribes, Groq LLM extracts intent, amount, person, and payment mode in < 670ms
Dashboard Updates
डैशबोर्ड अपडेट
Transaction logged, P&L updated, udhari tracked, GST categorized — all automatically
India's SMB credit gap is massive
63 million businesses. Rs 30 lakh crore credit gap. 80% have no credit score. MunimAI is the bridge.
63M
Indian MSMEs
Without digital bookkeeping
Rs 30L Cr
Credit Gap
Addressable market opportunity
80%
Unscored SMBs
No CIBIL, no bank loans
36%
Moneylender Rate
vs 14% with PayScore
Ready to transform your business?
Join thousands of Indian shopkeepers who are already using MunimAI to save time, recover udhari, and grow their business.
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